Calculate maturity amount, interest earned & total investment for your daughter's future savings.
Maturity Year: 2039
Total Investment: ₹5,00,130
Maturity Amount: ₹15,96,441
Interest Earned: ₹10,96,311
The Sukanya Samriddhi Yojana (SSY) is a government-backed savings scheme under the “Beti Bachao, Beti Padhao” initiative. It helps parents or guardians build a tax-free, guaranteed fund for their daughter's education and marriage. Use our SSY Calculator to estimate the maturity amount based on your investment.
★ Account can be opened by parents or legal guardians
★ Girl child must be under 10 years old
★ Maximum of 2 accounts per family (3 if twin girls)
Any time after your daughter's birth and before she turns 10. Earlier is better to maximize compounding benefits.
| Year | Total Deposited (₹) | Interest Earned (₹) | Total Value (₹) |
|---|---|---|---|
| 5 | 15,000 | 4,119.08 | 19,119.08 |
| 10 | 30,000 | 17,472.35 | 47,472.35 |
| 15 | 45,000 | 44,519.79 | 89,519.79 |
| 21 | 45,000 | 98,642.38 | ₹1,43,642.38 |
| Year | Total Deposited (₹) | Interest Earned (₹) | Balance (₹) |
|---|---|---|---|
| 1 | 3,000 | 246.00 | 3,246.00 |
| 2 | 6,000 | 758.17 | 6,758.17 |
| 3 | 9,000 | 1,558.34 | 10,558.34 |
| 21 | 45,000 | 98,642.38 | ₹1,43,642.38 |
* Assumes ₹3,000/year for 15 years, interest continues to compound until maturity.
This free, no-login tool helps you plan smartly for your daughter's future using official government rates.
Sukanya Samriddhi Yojana is more than a scheme—it's a future investment. Use our SSY Calculator and see how even small savings today can secure a bright tomorrow.